Terms of Service

Last Updated: May 18, 2025

1. Acceptance of Terms

By accessing or using the Loan Pricing Tool service, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Subscription and Payments

2.1. Free Trial: We offer a 7-day free trial for new users. You will not be charged during the trial period.

2.2. Subscription Fee: After the trial period, you will be charged $29.99 per month unless you cancel your subscription before the trial ends.

2.3. Cancellation: You may cancel your subscription at any time. If you cancel during the trial period, you will not be charged. If you cancel after the trial period, you will not be charged for the next billing cycle.

2.4. Promo Codes: We may offer promotional codes that provide special access or pricing. These codes are subject to specific terms that will be disclosed at the time they are offered.

3. User Accounts

3.1. Account Creation: You must provide accurate and complete information when creating an account.

3.2. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Use of Service

4.1. Permitted Use: The Loan Pricing Tool is provided for legitimate business purposes related to loan pricing and analysis.

4.2. Prohibited Use: You may not use the service for any illegal or unauthorized purpose, or in any way that could damage, disable, or impair the service.

5. Intellectual Property

All content, features, and functionality of the Loan Pricing Tool, including but not limited to text, graphics, logos, and software, are owned by us and are protected by copyright, trademark, and other intellectual property laws.

6. Disclaimer of Warranties

The Loan Pricing Tool is provided "as is" and "as available" without any warranties of any kind, either express or implied.

7. Limitation of Liability

In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service.

8. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will provide notice of significant changes by posting the new Terms on the service.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

10. Contact Information

If you have any questions about these Terms, please contact us at support@loanpricingtool.com.

By using the Loan Pricing Tool, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.